Elevateyour lending
performance

Unlock faster growth, stronger margins, smarter risk

Carrington Labs provides credit risk and cash flow analytics for the entire borrower lifecycle

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Increase loan approvals

Assess credit risk more accurately and approve more loans with confidence, including thin- and no-file borrowers.

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Optimize pricing

Unlock optimal loan/line amounts and risk-based pricing to reduce default risks and drive higher returns

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Monitor portfolio

Prevent losses and uncover new opportunities with early risk signals and proactive line management.

Who we work with
Oscilar logoTaktile logoLendAPI logoBeforepay logoKiva logoABA Partner NetworkGDSLink logoTaran logoKiva logoDigiFi logoLoanPro logoOscilar logoTaktile logoLendAPI logoBeforepay logoKiva logoABA Partner NetworkGDSLink logoTaran logoLendfoundry logoDigiFi logoLoanPro logo
solutions

Our solutions fit into your existing workflows

Cashflow Score

A fast, bureau-style measure of credit risk based solely on transaction data.

Credit Risk Model

Models tailored to each of your credit products and lending strategy.

Financial Health Summary

Real-time borrower insights to monitor financial behavior and drive proactive credit risk management.

Credit Offer Engine

Recommendations for how much to lend and at what price optimized to your financial goals.

Cashflow Servicing

Portfolio monitoring and individual borrower health.